Medical Insurance

Under the new EduTrust regulation, it is compulsory for all local and international students to purchase medical insurance which is valid throughout their course of studies with CSM Academy International.

Local students (Singapore Citizens, PR and Non-Student’s Pass International Students) may opt-out of this scheme, if they already have existing medical insurance coverage in Singapore.

Students will be required to sign in the Standard Student Contract confirming their request to opt-out. Otherwise, CSM Academy International will purchase the medical insurance on their behalf at a fee per annum which will be paid by the student.

CSM Academy ensures that it has in place a medical insurance scheme for all its students as EduTrust regulations require all students to be covered under a medical insurance coverage for the students’ hospitalization, surgery and treatment costs throughout their course of studies, unless they are eligible to opt out. International students holding passes except for Student’s Pass, and students who are Singapore citizens or permanent residents are already covered by their own medical insurance plans, and may choose to opt out of the medical insurance scheme.

In order to be able to opt out of the medical insurance coverage, students have to provide CSM a copy of their medical insurance policy/certificate which meets the following EduTrust stipulated requirements:

  • annual limit not less than S$20,000.00 medical costs coverage per student;
  • at least B2 ward stay(in government and restructured hospitals); and
  • 24 hours coverage in Singapore and overseas (if student is involved in school-related activities) throughout the course duration, and the student is encouraged to seek advice on whether more comprehensive insurance cover is required or desired.

Each student is covered under individual medical Insurance with Etiqa Insurance Berhad.

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ERF Validity: 20/05/2014 to 19/05/2018